ADLER CONSULTING, INC. 
John Adler, President
Funding and Restructuring

We are headquartered in Atlanta, Georgia and advise, consult and assist middle market companies in the restructuring of their finances and operations.
We arrange financing for operating companies and real estate by working with a variety of niche funding sources such as factors, asset based lenders, hard money real estate lenders and other. For reference see our section on Capital Sources and Ideas.

We are experienced in working with a variety of operating entities, in a cross section of industries, and work directly with management in the restructuring of their operations by providing strategic and operational consulting.

In today’s environment it is extremely important to have established relationships with lenders and other funding sources that are well capitalized and are presently funding transactions. In today’s challenging credit environment many lenders are withholding funds from potentially excellent borrowers.

We are strongly aligned with Atlanta-based niche funding sources as well as with national funding sources in New York, Chicago, Charlotte and other markets. Our experience is that most borrowers only search their local markets for needed funds, whereas our sources are national and international.

WORKING CAPITAL FOR RESTAURANT FRANCHISEES
AND OTHER FRANCHISES

Adler Consulting, Inc is working with an established lender who provides working capital loans to a variety of franchisees with a focus on restaurant franchises such as Burger King, International House of Pancakes (IHOP), Golden Coral, Nathan’s Pizza stores, Spas, Gym’s etc.

Size of Loans $150,000-$3,000,000

The lender provides loans against future credit card receipts by taking a percentage of the franchisees daily MasterCard and Visa credit card receipts to repay the loan.

Parameters of the loan:

Revenues at least $3million either from either one location or multiple locations as long as total combined sales are at least $3million.

Cost 1% per month

Repayment 3%-15% of credit card sales

Repayment options:

• fixed daily payment
• Percentage of credit card sales

Term of loans 6-18 months

Advantages:

Fast approval

Attractive interest rate

Flexible Payment schedule

More lenient credit requirements than bank, in today’s challenging credit environment.

No need to switch credit card processors

Loan can be used as permanent working-once loan is partially paid down to a certain level and is performing then Lender will consider renewing it- this basically serves as a permanent revolving line of credit.

Loans can be used for

• General working capital purposes
• Open new location
• Purchase equipment
• Any other funding purposes where capital is needed and where franchisee cannot secure traditional bank financing.

Contact John Adler of Adler Consulting, Inc at 404-216-4800 for further information.